Real Cards Never Exposed.
Every Transaction Tokenized.
EscapeLife OS replaces raw card numbers with virtual card tokens at every touchpoint — booking, check-in, spa, dining, and checkout. Guest card details never reach property systems, staff, or receipts.
How It Works
Tokenized from Booking to Checkout
Four steps — from card entry to final settlement — with zero raw card exposure at any stage.
01
Guest Adds Payment Method
Guest adds a card or uses Apple Pay / Google Pay at booking. Real card details are tokenized by the payment processor immediately — EscapeLife OS only stores the token.
02
Virtual Card Issued for the Stay
A stay-scoped virtual card is generated — valid only for the duration of the stay, locked to the property's merchant ID, and capped at the authorized amount.
03
All On-Property Charges Run on Token
Spa, dining, golf, experiences, and incidentals all charge to the virtual card token — not the real card. The guest sees itemized charges in the app in real time.
04
Checkout & Settlement
At checkout, the final folio is settled against the virtual card token. The real card is charged once for the total, or installments if BNPL was selected at booking.
Capabilities
Security Without Friction
Virtual cards and wallet tokenization protect guests and reduce property liability — without adding any friction to the payment experience.
Real Card Numbers Never Exposed
When a guest pays, EscapeLife OS tokenizes the transaction — the property receives a virtual card token, never the real PAN. The guest's actual card number never touches property systems, staff devices, or receipts.
Virtual Card Issuance
For each booking or on-property purchase, a single-use or stay-scoped virtual card is generated — locked to a specific merchant, amount, and time window. Fraud and misuse are structurally impossible.
Wallet-First Payments
Apple Pay, Google Pay, and Samsung Pay replace raw card entry at every touchpoint — booking, POS, spa, dining, and in-app purchases. Biometric authentication adds a second layer of security automatically.
Guest-Controlled Spend Limits
Guests set per-transaction and per-day limits on their virtual card from the app — restaurant charges, spa purchases, and room service all run within limits the guest defines, not the property.
Staff Procurement Cards
Issue virtual cards to departments and staff members — locked to approved vendor categories, single-use for specific purchases, or recurring for approved recurring spend. Every transaction is logged and auditable.
Instant Card Freeze & Dispute
Guests freeze their virtual card from the app with one tap — lost wallet, unexpected charge, or end of stay. Disputes are filed in-app with the transaction log automatically attached.
PCI DSS Scope Reduction
Because real card data never reaches property systems, PCI DSS compliance scope is dramatically reduced. The tokenization layer handles cardholder data — your property doesn't store, process, or transmit raw PAN.
Multi-Currency Virtual Cards
International guests can be issued virtual cards in their home currency — conversion at interbank rates, no foreign transaction fees, and full transaction visibility in the guest's currency of choice.
BNPL Integration
Buy Now, Pay Later for high-value bookings — Klarna, Afterpay, and Affirm integrated at checkout, letting guests split resort stay costs over time while the property receives full payment upfront.
PCI DSS Compliance
Dramatically Reduced Scope. Zero Raw Card Storage.
Traditional property systems store, process, and transmit cardholder data — making PCI DSS compliance expensive and complex. EscapeLife OS's tokenization layer removes raw PAN from your environment entirely.
Before
On-property systems
Raw PAN storage
With EscapeLife
Never stored
Before
Multiple system hops
Card data transmission
With EscapeLife
Tokenized at source
Before
Full card number visible
Staff card access
With EscapeLife
Token only — no PAN
Before
Full cardholder data environment
PCI scope
With EscapeLife
Minimal — processor handles CDE
Before
Real card data at risk
Breach exposure
With EscapeLife
Tokens only — worthless to attackers
Providers
Connected to Every Major Virtual Card & Wallet Platform
Stripe Issuing, Marqeta, Apple Pay, Google Pay, and BNPL providers — all connected through EscapeLife OS.
Stripe Issuing
Virtual card issuance with merchant-lock and single-use controls — the most developer-friendly issuing API available.
Marqeta
Enterprise virtual card platform used by the world's largest fintech companies — real-time transaction decisioning and programmable spend controls.
Extend
Virtual card extension layer for existing corporate cards — issue virtual cards from any Visa or Mastercard corporate account.
Apple Pay
Tokenized NFC payment — real card replaced by a device-specific token. Zero real PAN exposure at POS.
Google Pay
Tokenized payment on Android — biometric-authenticated, contactless, with transaction notification on every purchase.
Klarna
Buy Now Pay Later at booking checkout — guests split high-value stays over installments, property receives full payment immediately.
Afterpay
BNPL for US, AU, UK, and Canadian guests — 4 interest-free installments, zero risk to the property.
Affirm
Longer-term BNPL financing for premium resort bookings — monthly payment plans with instant approval at checkout.
Your Guests Deserve Financial Privacy. Give It to Them.
Tokenized payments, virtual cards, and wallet-first checkout — protecting guests and reducing your PCI compliance burden simultaneously.
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